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Rates and Fees
Transparent Pricing

Rates & Fees

Competitive rates and transparent fees. No hidden charges, no surprises.

0%
Foreign Transaction Fees
$0
Monthly Fees on Most Accounts
4.00%
Highest CD Rate
100%
Transparent Pricing

Account Interest Rates

Competitive rates to help your money grow

Checking Accounts

APY0.01%
Minimum Balance$0
Monthly Fee$0
  • No minimum balance
  • Unlimited transactions
  • Free online banking

Savings Accounts

APY0.50%
Minimum Balance$100
Monthly Fee$0
  • High-yield savings
  • FDIC insured
  • No monthly fees

Money Market Accounts

APY1.25%
Minimum Balance$2,500
Monthly Fee$0
  • Tiered interest rates
  • Check writing
  • Higher yields

Certificates of Deposit (CD)

APY2.50% - 4.00%
Minimum Balance$1,000
Monthly FeeN/A
  • Fixed rates
  • Terms from 3-60 months
  • FDIC insured

Credit Card Rates

Competitive APR rates and no foreign transaction fees

Liberty Rewards Platinum

APR15.99% - 24.99%
Annual Fee$95
Foreign Fee0%

Liberty Cash Back

APR14.99% - 22.99%
Annual Fee$0
Foreign Fee0%

Liberty Student Card

APR16.99% - 23.99%
Annual Fee$0
Foreign Fee0%

Loan Rates

Competitive rates for all your borrowing needs

Personal Loans

Interest Rate

6.99% - 18.99% APR

Loan Term

12-60 months

Loan Amount

$1,000 - $50,000

Auto Loans

Interest Rate

4.99% - 9.99% APR

Loan Term

24-84 months

Loan Amount

$5,000 - $100,000

Home Equity Loans

Interest Rate

5.99% - 12.99% APR

Loan Term

5-30 years

Loan Amount

$10,000 - $500,000

Need Personalized Rate Information?

Contact us for a customized quote based on your needs

Get a Quote

Common Fees

Transparent fee structure for all services

ServiceFeeDescription
Overdraft Fee$35Per overdraft transaction
Wire Transfer (Domestic)$25Outgoing domestic wire
Wire Transfer (International)$45Outgoing international wire
Stop Payment$30Per request
Returned Deposit Item$12Per returned item
Cashier's Check$10Per check
Account Research$25/hourMinimum 1 hour
ATM Fee (Out of Network)$2.50Per transaction

Important Information

Rates and fees are subject to change. Actual rates may vary based on creditworthiness, account type, and other factors. Please contact us for personalized rate quotes. All rates are accurate as of the last update date.