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Privacy Policy
Your Privacy Matters

Privacy Policy

Your privacy and data security are our top priorities

Last Updated: January 1, 2024
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Policy Summary

This Privacy Policy explains how Liberty Bank collects, uses, shares, and protects your personal information. We are committed to maintaining the confidentiality and security of your information. We never sell your personal data and only share it as necessary to provide our services or as required by law.

How We Protect Your Data

Industry-leading security measures to keep your information safe

256-bit SSL Encryption

Bank-level security for all data transmission

Multi-Factor Authentication

Additional layer of security for your account

Secure Data Centers

Your data is stored in highly secure facilities

Access Controls

Strict access controls and employee training

1. Information We Collect

We collect information that you provide directly to us, information we obtain automatically when you use our services, and information from third parties to provide you with the best banking experience.

Personal Information

  • Name, address, phone number, email address
  • Social Security Number or Tax ID
  • Date of birth and government-issued identification
  • Financial information (account numbers, balances, transaction history)
  • Employment and income information

Automatically Collected Information

  • Device information (IP address, browser type, device identifiers)
  • Usage data (pages visited, time spent, clicks)
  • Location data (when using mobile banking)
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our banking services:

Process transactions and manage your accounts

Verify your identity and prevent fraud

Communicate about your accounts and services

Comply with legal obligations and regulations

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

Service Providers

Third-party vendors who help us operate our business

Financial Partners

Credit bureaus, payment processors, and other financial institutions

Legal Requirements

When required by law, court order, or regulatory authority

4. Data Security

We implement industry-standard security measures to protect your information:

  • 256-bit SSL encryption for data transmission
  • Multi-factor authentication
  • Regular security audits and monitoring
  • Secure data centers with restricted access
  • Employee training on data protection

5. Your Rights and Choices

You have the right to:

Access your personal information
Request corrections to inaccurate data
Opt-out of marketing communications
Request deletion of your information
File complaints with regulatory authorities

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage, and personalize content. You can manage cookie preferences through your browser settings.

7. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website and updating the "Last Updated" date.

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

Liberty Bank Privacy Office

Email: privacy@libertybank.com

Phone: 1-800-LIBERTY

Address: 123 Banking Street, Financial District, NY 10001

Have Questions About Your Privacy?

Our privacy team is here to help

Contact Privacy Office